Business Term Loan

Flexible Financing to Grow Your Business

 

Business Term Loan provides a straightforward and reliable way to finance your business needs—whether you're expanding operations, increasing working capital, or making large purchases. Borrow from S$100,000 to S$5 million with repayment terms of up to 5 years.

 

Key Features

• Loan Amount: S$100,000 to S$5 million

• Loan Tenure: 1 to 5 years

• Interest Rate: Competitive rates based on business profile

• Collateral: No collateral required for most applications

• Disbursement: Fast approval and direct transfer to your business account

 

Benefits

• Improve cash flow and support business expansion

• Fixed monthly repayments for better budgeting

• Simple application process with quick turnaround

• Available for SMEs across various industries in Singapore

 

Eligibility

• Singapore-registered business (ACRA)

• Minimum 1 year of operating history

• Directors and company in good credit standing

 

Documents Required

• Latest 2 years of financial statements

• 6 months of company bank statements

• NRIC copies of directors

• Notice of Assessment (NOA) for directors

• Credit Bureau report (if available)

 

APPLY NOW

Speak with our team to find the best loan package for your business needs. We’ll guide you through the process with clarity and speed—so you can focus on growing your business.