Privacy Policy

Last updated: 11 August 2026

 

Mcapital Services Pte Ltd (“MCapital”, “we”, “us” or “our”) respects your privacy and is committed to protecting your personal data.

 

This Privacy Policy explains how we collect, use, disclose and protect personal data when you visit our website, contact us, submit an enquiry or application, or use our services.

 

    1.About MCapital

Mcapital Services Pte Ltd
UEN: 202509322E
60 Paya Lebar Road
#06-28 Paya Lebar Square
Singapore 409051

Phone: +65 8098 2155
Email: hello@mcapital.com.sg

 

    2. Personal Data We Collect

Depending on how you interact with us, we may collect personal data including:

Full name

Contact number

Email address

Company or business name

Job title or position

Business address and other contact details

Information about your business

Information relating to your financing requirements

Information provided through our website forms, enquiries or applications

Information you provide when communicating with us by telephone, email, WhatsApp or other communication channels

Information relating to your interactions with our website and services

Please do not provide personal data belonging to another person unless you are authorised to do so.

   

 3. How We Collect Personal Data

We may collect personal data when you:

Visit or use our website

Submit an enquiry or eligibility form

Request information about our financing services

Contact us by phone, email or messaging applications

Communicate with our representatives

Submit information through advertisements or lead-generation forms, including Google Ads

Otherwise voluntarily provide information to us

 

    4. Purposes for Collecting and Using Personal Data

We may collect, use and disclose your personal data for purposes including:

Responding to your enquiries and requests

Understanding your business and financing requirements

Assessing and discussing potential financing options

Connecting you with relevant banks, financial institutions, lenders or other financing providers where appropriate and authorised

Processing or facilitating financing applications

Communicating with you regarding our services and your enquiries

Providing customer support

Managing our business relationship with you

Improving our website, services and customer experience

Conducting analytics and measuring advertising performance

Preventing fraud, misuse or other unlawful activities

Complying with applicable laws, regulations, regulatory requirements and lawful requests

Any other purpose for which you have provided consent or which is permitted or required by applicable law

 

    5. Disclosure of Personal Data

Where appropriate and permitted by law, we may disclose relevant personal data to third parties for the purposes described above.

These parties may include:

Banks and financial institutions

Lenders and financing providers

Business partners and service providers

Technology, website and IT service providers

Advertising and marketing service providers

Professional advisers

Regulators, government authorities or law-enforcement agencies where required or permitted by law

We will take reasonable steps to ensure that personal data is disclosed only for appropriate purposes.

 

    6. Consent

By providing your personal data to us, you consent to our collection, use and disclosure of your personal data for the purposes described in this Privacy Policy, subject to applicable law.

Where required, we will obtain additional consent before using your personal data for purposes that are not covered by the consent previously provided.

You may withdraw consent by contacting us using the details provided below. Please note that withdrawal of consent may affect our ability to provide certain services or process certain requests.

 

    7. Google Ads and Lead Forms

If you submit your information through a Google Ads lead form or other advertising platform, the information you provide may be transmitted to MCapital for the purpose of responding to your enquiry and assessing your financing requirements.

We may use information received from advertising platforms to contact you regarding the enquiry you submitted and the relevant financing services.

 

    8. Protection of Personal Data

We take reasonable steps to protect personal data in our possession or under our control against unauthorised access, collection, use, disclosure, copying, modification, disposal or similar risks.

However, no method of transmission or electronic storage can be guaranteed to be completely secure.

 

    9. Retention of Personal Data

We will retain personal data only for as long as it is reasonably necessary to fulfil the purposes for which it was collected, or as required or permitted by applicable laws and regulatory requirements.

When personal data is no longer required, we will take reasonable steps to dispose of or anonymise it appropriately.

 

    10. Access and Correction

You may request access to personal data that we hold about you or request that we correct inaccurate or incomplete personal data, subject to applicable laws and exceptions.

Requests may be submitted using the contact details below.

 

    11. Contact Us

If you have questions about this Privacy Policy, our handling of your personal data, or wish to make an access, correction or withdrawal request, please contact us:

Mcapital Services Pte Ltd
60 Paya Lebar Road
#06-28 Paya Lebar Square
Singapore 409051

Email: hello@mcapital.com.sg
Phone: +65 8098 2155

 

    12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our business, services, legal requirements or data-protection practices.

The latest version will be published on our website with the updated effective date.

Important: This Privacy Policy is provided as a draft for MCapital's website and Google Ads lead-generation purposes. It should be reviewed and approved by MCapital's legal adviser or PDPA adviser before publication.