Property Loan & Refinancing

Flexible Financing for Property Owners and Businesses in Singapore

 

Whether you're looking to lower your monthly repayments or unlock equity from your property, our Property Refinancing Loan offers a simple, effective solution. We also provide financing support for property purchases, including commercial and private properties.

 

Property Refinancing (Residential & Commercial)

 

If you already own a property—be it a private residential, commercial, or industrial unit—we can help you refinance your existing mortgage to:

✅ Enjoy lower interest rates

✅ Reduce monthly loan repayments

✅ Free up cash from your property’s value

✅ Improve business or personal cash flow

 

Refinancing is ideal if you're seeking better loan terms or planning to reinvest the unlocked funds into your business.

 

Property Purchase Loans

We also assist clients in financing the purchase of commercial or industrial properties, with flexible loan options available. While we focus mainly on refinancing, we can guide you or connect you with trusted partners for property acquisition financing if needed.

 

Who Can Apply?

• Individual property owners (Singaporeans, PRs, foreigners)

• Business owners and companies registered in Singapore

• Property must be located in Singapore

 

Required Documents

For Individuals:

• NRIC (front & back)

• Latest mortgage statement

• Income documents (e.g. NOA, CPF contribution, payslips)

• Recent property valuation (if available)

 

For Companies:

• Latest 2 years’ financial statements

• 6 months of business bank statements

• Director’s NRIC

• Existing loan documents

• Property valuation report (if available)

 

Ready to Refinance?

Let’s help you save more and unlock the value of your property. Contact our team for a free, no-obligation consultation. We’ll guide you through the refinancing process clearly and efficiently.