Trade Financing

Empowering Singapore SMEs with Trade Financing

 

Operating in a fast-paced trading hub like Singapore means businesses need flexible and reliable financing to stay competitive. Our trade finance solutions are designed to support local SMEs with working capital needs, helping you manage supplier payments, extend trade cycles, and scale operations with confidence.

We offer facilities that finance up to 100% of your supplier invoices, giving you the financial headroom to focus on sales and operations while we take care of your payment obligations.

 

Why Choose Our Trade Financing?

 

• Improve Cash Flow Efficiency
  Free up cash by letting us pay your suppliers first, while you repay us later—ideal for businesses managing large or frequent inventory purchases.

• Extend Credit Terms
  Get additional time to liquidate stock or complete projects before repayment, tailored to your trade cycle.

• Stronger Supplier Relationships
  Timely supplier payments enhance your credibility and bargaining power, especially when sourcing regionally or internationally.

• Fully Compliant and Transparent
  Structured in line with Singapore’s financial regulations and SME lending best practices.

 

Our Trade Finance Products:

 

• Letter of Credit (LC) 
  Secure and guaranteed payment instrument for domestic and international trade transactions.

• Trust Receipt (TR)
  Take delivery of goods while deferring payment, giving you time to generate cash flow through sales.

• Trade Loans
  Short-term financing for imports, exports, or local trade purchases—tailored to your cash flow and procurement needs.

 

We work closely with Singapore SMEs across various industries—wholesale trade, manufacturing, logistics, and more—to customise trade finance facilities that align with your business cycles and growth plans.